@rmore P2P investment allows investors to take exposure in to retail loans, every deposit is diversified into many loans to keep the risk of default in check. Investments have inherent security in the form of underlying loans. Investors earn from the interest paid by the borrower...
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@pallavijoglekar Profit comes in almost fixed percentage in this, which is close to 12% , for like 10 lacs investment, you will earn almost 1.2 Lacs in a year
@rishabhsehgal21 For credit risk we are sourcing high quality borrowers from large NBFCs and digital lending platform to have very diversified loan portfolio for any investor. There is enough margin of safety on the investment to counter NPAs as high as 10% which is kind of unpre...
@rishabhsehgal21 All the funds are routed through RBI approved trustee monitored escrow account, which eliminates any counterparty risk in P2P investment
@lokendrabairwa You can invest by registering on our Web or App. As P2P investment is not considered as security , it will not be credited to demat
@ramanujasas We structure the product in a way to have a very good margin of safety on the investment which is around 10x of current NPAs. rest we do initiate the recovery and legal proceedings against borrowers to recover the loans
@thatunknown It is a safer option because this gives high level of diversification with a minimum 100 loans. Corporate bonds have concentration risk to one particular company
@nikhileshjoshi Average Credit score is around 725 as of now. Investor money is allocated to many borrowers with per borrower Rs 100 to Rs 1000 by our auto invest engine in almost real time
@amberagrawal23 Invested amount is diversified at many level along with number of loans ranging from 100 to 5000 based on invested amount
@shubham94 Minimum is 50,000 for lumpsum investment and 5,000 in SIP
@urvibatra We do publish monthly fact sheet with details about the portfolio, collection efficiency and other credit parameters