I dont think lumpsum investment would be the right choice at this level.
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Expense ratio will be on higher side for regular fund than the direct ones.
Can u please share the details about allocation in large , mid and smallcap stocks.
Your portfolio looks well diversified. I dont think any changes are required if the horizon is long term.
Returns depends on market movements. So please choose the scheme as per your risk appetite.
If your horizon is around 1- 1.5 years then avoid equity schemes. Park it in short term debt funds.
If your risk appetite is extremely high than have a look at smallcap schemes.
Choose 1-1 scheme from large, mid , smallcap and hybrid scheme and divide your capital equally.
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Choose 1-1 scheme from large , mid and hybrid category and divide the fund equally.
Any specific reason for redeeming the fund.
It depends on client to client. Everyone will have a different risk appetite.
But last year overall market was also in uptrend. That was another plus point.
Make a diversified portfolio. Choose 1-1 scheme from large ,mid , small and hybrid category and divide your fund equally.
Avoid lumpsum investment at current market levels. Either invest via SIP or park your funds in debt schemes and switch to equity on market declines.
Please mention your risk appetite.
Even SBI large cap has given similar returns.