"Stock Market risky hai."
"Arrree bohot logo ka paisa doob jata hai."
"Stock Market me bas kismat chalti hai."
"Yeh to gambling hai."
"Stock Market paisa tab lagao jab extra paisa ho."
.... what else do you want to add?
We are still obsessed with FD, RD, PPF, and whatnot!
I mean just look at the returns - they are far from beating inflation.
(always look at post-tax returns).
I have been investing in the stock market for over 15 years now.
It's not gambling.
It's not kismat.
This is not how it works.
Actually, you have a choice here - you can enter as a Gambler or as an Investor.
Unfortunately (& sometimes unknowingly), most people enter as gamblers.
Most of us are not ready to put in that effort to learn more about it.
And without that, it should not come as a surprise if you do not build wealth in the market.
What is your reason for not making efforts to learn about stock investing?
a) Laziness
b) Lack of willingness to learn
c) Lack of time
d) Learning doesn't help, as it is just gamble