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SP#02: BASIC UNDERSTANDING OF OPTIONS TRADING: Let’s discuss some of the psychological facts of traders while selecting Options Buying over Option Selling. 1. Higher Capital but Limited Profit a. Options Writers (Options Sellers) required relatively higher margins to cover the worst-case scenario that is theoretically unlimited loss potential (If the position is not hedged). As significant capital is blocked, doing anything exciting in the market on a daily basis becomes restrictive. b. The Maximum profit an Option Seller can get is limited to the premium collected, which is unattractive in most scenarios. 2. Waiting Game a. Options Writing is not as exciting and fascinating as Opting Buying. It’s a waiting game. With the time decay, the Options Writer’s position becomes stronger. b. Trader’s temperament has been tested. Being patient is sometimes difficult initially. 3. Do Something Bias c. Options writing requires lesser skills. And we humans perceive ourselves as more competent thus, writing options and doing nothing sometimes gives the impression that we are incompetent and losing out on more significant bets. Rahul Dravid is not as fascinating as Virender Sehwag, but you know who was more reliable. Bonus Tip: Traders may consider using different Time-tested Options strategies (based on the market scenarios) to achieve wishful returns with lesser and limited risk. Investors may consider using the same to hedge there long term positions against the market risks. #TradingUniversity #InvestingUniversity

SP Singh

➖➖➖➖➖➖➖➖➖➖➖ Key Points To Analyse in Annual Report ➖➖➖➖➖➖➖➖➖➖➖ •Chairman’s Message •Independent Auditor Report •Related Party Transactions •Salary of key managerial Person •Financial Statement •Contingent liability •goodwill As % of Net worth #InvestingUniversity

Nik

SP#01: BASIC UNDERSTANDING OF OPTIONS TRADING: Concepts of Future and Options could be tricky sometimes, but one should focus on limited and probably easier things as a trader. Let’s understand options purely for trading purposes. If your speculation is: 1. The underlying asset will move up significantly; you may consider Buying the Call options. 2. The underlying asset will move down significantly; you may consider Buying the Put options. If you are unsure about the direction but could speculate that: 1. The underlying asset will not cross a particular upper level (i.e., you expect that the upsides for the stock are limited); you may consider Selling the Call options. 2. The underlying asset will not cross a particular lower level (i.e., you expect that the downsides for the stock are limited); you may consider Selling the Put options. Tip to Long term Investors: • If the stock you want to hold for longer period is going though short-term corrections and you are seeing losses in your portfolio, you may consider Selling the Call options at upper levels. This will give you significant cushion in term of income from premiums until your stock start performing again. #TradingUniversity #InvestmentIdeas #PersonalFinance #InvestmentIdeas #InvestingUniversity

SP Singh

Rahul Bora

Which is the best way to invest in GOLD and Why? A. Sovereign gold bond B. Digital Gold C. Physical bond Comment your opinion... I'll share my opinion tomorrow in comment section. #GOLD #InvestingUniversity #InvestmentIdeas @stocksangreh

Stock Sangreh

Advance technical aspects which genuinely works in the trading. 1. Order flow = Gives a buy sell values in a specific price point. This is market, just like all other market here also demand and supply is the only thing which really works. If you can get the script specific qty of buy or sell then your 70% job is done in the trading. This is the one and only tool which is used to identify what is exactly happening and how is this happening. 2. Order Flow COT = Commitment of traders. COT shows where most of the traders are giving there commitment and how price moves after that. 3. Market profile = This given a clear indication of today’s direction in the first 1hr itself with it’s own opening type. How market behave in the first one hour as per Market Profile gives you a clear idea. AND the value area of the market profile gives a movement range of the day. 4. Volume Profile = Identify the accurate price point of action. The volume point of control does this job. 5. Delta and Data = Net buy and sell quantity of the index or stocks, very very important to initiate a trade and the direction. That’s all one needs to do the trading in real life and minimize their losses form wrong direction trades. Google it and learn and if you can’t do this by yourself then message me for training. #TradingUniversity #InvestingUniversity

Priyam Paul

You're a long term investor, that's okay. But it's good to have basic trading skills as well so that this falls can be taken advantage of, and trading returns can be reinvested or used to average folio stocks available at discount. Think about it! #InvestingUniversity #TradingUniversity

Equity And Option Trader

Ayushmaan Singh

Siddharth

Equity And Option Trader

If you're earning 1L/mo., make sure you're investing MINIMUM 25K/mo. With this, wishing you a good day ahead! #InvestingUniversity

Equity And Option Trader

3 most things to consider for analysing the company: 1. Moat 2. management succession plan. 3. Energy i.e means continues capital expenditure, #InvestingUniversity

Ikigai

Neeraj B

Today they discuss about likely US recession. 14 years ago it was US financial crisis. 12 years back- High inflation/Interest rates. 11 years back -US downgrade. 10 years back - Fed Tapering. 9 yrs back- Twin Deficits, Rupee depreciation. 7 years ago - poor Monsoon. 6 yrs back- Brexit. 5 years back - Demonstration 4 yr ago- GST. 3 year ago- high Npa/pnb scam/various defaults 2 year ago covid. 1 year ago covid deadly 2nd wave. This year - Ukraine war. Currently- Again US recession & Interest Rates Kal kuchh aur hoga...🤔 इन्ही वर्षो मै इन डरावनी खबरों के बीच बाजार आठ हजार से सांठ हजार हो गया😀 वो डराते रहे हम डरते रहे Faith, patience & Discipline are the secrets of investing 🙏 #InvestingUniversity #MacroEconomy #WhatsAppForward

Equity And Option Trader

Bank of Baroda raises Rs 2,474 crore by issuing bonds State-run #BANKBARODA on August 22 said its board has approved raising capital by way of issuance of Basel III compliant Additional Tier 1 (AT-1) bonds. The bank is expected to raise Rs 2,474 crore by issuing bonds at a rate of 7.88% through stock exchanges in single or multiple tranches. AT-1 bonds are high-yielding annual coupon-bearing perpetual bonds with no fixed maturity date. These bonds can be treated as equity rather than debt with a steady flow of interest forever. Raising money through issue of bonds Companies can raise capital either through debt or equity financing. Equity financing involves giving up a percentage of ownership in a company to investors. Debt on the other hand requires borrowing money from a bank or other lender or issuing corporate bonds. The full amount borrowed has to be paid back, plus interest which is the cost of the company. Ex: Adani group of companies have used debt extensively to fund its operations: #ADANIGREEN has a debt outstanding of 52,832 crores and a debt to equity ratio of 44.4. #ADANIGREEN #BANKBARODA #InvestingUniversity

Neeraj B

Cagr formula = (final price/initian price) ^(1/n) then minus 1 #InvestingUniversity

Nik

Neeraj B

Bank Nifty

#InvestingUniversity #TradingUniversity #InvestmentIdeas #MutualFunds Nine #PersonalFinance Rules we all should better know. (It's a WhatsApp Forward but a useful one, so sharing here) 1) Rule of 72 (Double Your Money) 2) Rule of 70 (Inflation) 3) 4% Withdrawal Rule 4) 100 Minus Age Rule 5) 10, 5, 3 Rule 6) 50-30-20 Rule 7) 3X Emergency Rule 8) 40℅ EMI Rule 9) Life Insurance Rule 1) Rule of 72 No. of yrs required to double your money at a given rate, U just divide 72 by interest rate Eg, if you want to know how long it will take to double your money at 8% interest, divide 72 by 8 and get 9 yrs At 6% rate, it will take 12 yrs At 9% rate, take 8 yrs 2) Rule of 70 Divide 70 by current inflation rate to know how fast the value of your investment will get reduced to half its present value. Inflation rate of 7% will reduce the value of your money to half in 10 years. 3) 4% Rule for Financial Freedom Corpus Reqd = 25 times estimated Annual Expenses. Say Annual Expense > 50 years is 500,000 then corpus with you required is 1.25 cr. 50% into fixed income & 50% into equity. Withdraw 4% every yr This rule works for 96% of time in 30 yr period 4) 100 minus your age rule This rule is used for asset allocation. Subtract your age from 100 to find out, how much of your portfolio should be allocated to equities Age is 30 so (100 - 30 = 70) Equity : 70% Debt : 30% Age is 60 so (100 - 60 = 40) Equity : 40% Debt : 60% 5) 10-5-3 Rule One should have reasonable returns expectations 10℅ Rate of return - Equity / Mutual Funds 5℅ - Debts ( Fixed Deposits or Other Debt instruments) 3℅ - Savings Account 6) 50-30-20 Rule - about allocation of income to expense Divide your income into 50℅ - Needs (Groceries, rent, emi, etc) 30℅ - Wants (Entertainment, vacations, etc) 20℅ - Savings (Equity, MFs, Debt, FD, etc) At least try to save 20℅ of your income. 7) 3X Emergency Rule Always put at least 3 times your monthly income in Emergency funds for emergencies such as Loss of employment, medical emergency, etc. 3 X Monthly Income In fact, one can have around 6 X Monthly Income in liquid or near liquid assets to be on a safer side 8) 40℅ EMI Rule Never go beyond 40℅ of your income into EMIs. Say you earn, 50,000 per month. So you should not have EMIs more than 20,000 . This Rule is generally used by Finance companies to provide loans. You can use it to manage your finances. 9) Life Insurance Rule Always have Sum Assured as 20 times of your Annual Income 20 X Annual Income Say you earn 5 Lacs annually, U should atleast have 1 crore insurance by following this Rule.

Equity And Option Trader

Why don’t the ultra-rich invest in mutual funds? Mutual Funds are like entry level sedan cars that make you enjoy some horsepower without compromising on mileage. Fixed income instruments such as NCDs, Fixed Deposits, Sovereign bonds etc are like small hatchback cars that give you good mileage but NO horsepower. In the above two statements, ‘Mileage’ means ‘peace of mind’ while ‘Horsepower’ means ‘returns’. Now, when you buy fixed income instruments, you know beforehand about the returns that you are going to get (which can’t even beat inflation). You buy mutual funds only for the long term hoping to beat fixed deposit returns by a margin (which most of the time do beat FD returns) An ultra rich investor will not buy a small hatchback car or an entry level sedan car. He will only buy a super car that has ‘extraordinary horsepower’ without giving any importance to the ‘mileage’ because he can very easily afford the mileage. He will put his money in private equity, venture capital, sometimes hedge fund etc. These ‘super cars’ give extraordinary horsepower but no mileage. Let us have a look at some facts A Maruti Alto or a Honda City is shown every minute in a television ad. So do mutual funds as ‘mutual fund sahi hai’. Fixed deposit rates of all banks are published in economic times and financial express every Saturday. A Rolls Royce or a BMW or a Mercedes Benz is not shown in any TV advertisement because people who are going to buy these super cars are not watching TV. Similarly, private equity investments are not advertised on TV. If I, as a middle class person buy a ‘super car’, I will only be able to place my hand on an ‘entry level BMW or Merc’, that too on EMI if my salary is very high or I have a second income source. I may enjoy superior horsepower, but the lack of mileage will take a toll on me. I, as a middle class person, can’t even think of buying a Rolls Royce or a high end BMW because they are not available in EMIs. Even if I borrow money to buy a high end super car, I will have to sell it soon because I will not be able to manage the maintainance cost. But as a super rich investor, I have 10 sources of income (what salary!! I don’t do jobs) and a net worth of more than Rupees 100 crores, I will have to shell out just 1% of my net worth to buy a high end BMW car that costs Rs 1 crore only. Thus, a super rich investor is an informed and experienced investor to generate extraordinary returns through private equity funds and not even look at mutual funds as a choice. He/she will easily manage the ‘maintainence costs’ associated with these investments. SEBI & RBI also know these facts. Thus, they will not allow me to invest in private equity if my net worth is less than two million dollars or Rs 14 crores (excluding the valuation of the house I live in) or an annual income of more than Rs 1.5 crores. #TradingUniversity #InvestingUniversity #MutualFunds #InvestmentIdeas
W

wanna be jhunjhuwala

➖➖➖➖➖➖➖➖➖➖➖ ⛔️Red flags To Catch Manipulated Stocks ➖➖➖➖➖➖➖➖➖➖➖ •Negative book value •Negative cash flow From Operations •Very less promoters holding •Huge debt •Negative CFO To PAT •No dividend payout •High Receivables •Most important Still Stock Hitting Upper-Circuits #InvestingUniversity

Nik

Invest in the companies who have a vision for future Invest in future not in present #TradingUniversity #InvestingUniversity #InvestmentIdeas

The Intraday Trader

TOP 10 TRADING QUOTE 1. "In investing what is comfortable is rarely profitable." -Robert Arnott. 2. "Never, ever argue with your trading system." -Michael Covel. 3. "Amateurs think about how much money they can make. Professionals think about how much money they could lose." –Jack Schwager. 4. "The price of a commodity will never go to zero. When you invest in commodities futures, you are not buying a piece of paper that says you own an intangible of the company that can go bankrupt." –Jim Rogers. 5. "It's not always easy to do what's not popular, but that's where you make your money. Buy stocks that look bad to less careful investors and hang on until their real value is recognized." -John Neff. 6. "99%+ of traders don't care about Ferraris and yachts. They just want to pay their bills, save a little extra money, and sleep well at night. The only way to do that is to bat 70% or more. Anything less, and these goals are nothing more than fantasy." - Mark Melnick. 7. "Are you willing to lose money on a trade? If not, then don't take it. You can only win if you're not afraid to lose. And you can only do that if you truly accept the risks in front of you." - Sami Abusad. 8. "We don't care about 'why'. Real traders only have the time and interest to care about 'what' and 'when' and 'if' and 'then'. 'Why' is for pretenders." -JC Parets. 9. "Trading is not for the dabblers, the dreamers, or the desperate. It requires, above all, one steadfast trait of dedication. So if you are going to trade, trade like you mean it" -Rod Casilli. 10. "In trading, you have to be defensive and aggressive at the same time. If you are not aggressive, you are not going to make money, and if you are not defensive, you are not going to keep the money." -Ray Dalio #MarketsHumor #InvestingUniversity #TradingUniversity

Clans India

#SPICEJET ⚠️⚠️⚠️ WILL SPICEJET DEFAULT?? ⚠️⚠️⚠️ Three Indian banks have classified loans to SpiceJet Ltd as "high risk," although the airline has not defaulted, according to people familiar with the situation, despite the airline's denial. IDFC First Bank, Yes Bank, and Indian Bank are concerned about SpiceJet's cash flows and have met with the carrier to seek assurances after the carrier has fallen behind on payments to some aircraft lessors. ❗❗VIEW❗❗ Anyone exposed to Spicejet stock should stay cautious for the mid-term to long-term and wait for their results to understand how the company is performing. ❗KEY CREDIT INDICATORS❗ Always calculate the following ratios to know the company's creditworthiness: 1. Interest Coverage Ratio 2. Debt-service coverage ratio 3. Cash Coverage ratio #InvestingUniversity

Kamlesh Jain

Shubham Birar

Neeraj B

Shubham Birar

What is SIP ( Systematic Investment Plan ) in Stock Market ? ( Systematic Investment Plan ) SIP Means :- Add small quantity on every fall or dip , hold for atleast 4-5 year Example :- if you invest 2,000 ₹ in bluechip stocks on monthly basis no matter if share fall or rise. Invest atleast 4-5 years in bluechips stocks it gives you good amount of Profit. Some blue chip stocks list :- 1) HDFC BANK 2) ICICI BANK 3) TATA MOTORS 4) TATA POWER 5) RELIANCE 6) DMART 7) BAJAJ FINSERV 8) DIVIS LAB 9) DR REDDY 10) MAHINDRA & MAHINDRA 11) TECH MAHINDRA 12) TCS 13) TATA CHEMICAL 14) TATA STEEL 15) IRCTC #InvestingUniversity

Rajesh Jadhav

➖➖➖➖➖➖➖➖➖➖➖ Market Fall Indications ➖➖➖➖➖➖➖➖➖➖➖ (-5%) Pullback (-10%) Correction (-20%) Bear Market (-40%) Crash (-50%) Recession & Warren Buffett Buy #InvestingUniversity

Nik

Anupam Roongta

In this article we are discussing two main investment strategies which are usually followed by investors in recession or correction or bear market like situation. 1. Equity Mutual Funds In this strategy, instead of trying to invest in individual stocks (even if they are available at a bargain), investors can opt to invest through mutual funds. When stock markets recover from a bear phase, the recovery is usually broad-based (several stocks go up together). Investing in a diversified mutual fund is preferable as investors can benefit from such broad-based recovery, rather than betting on a select few stocks. The return from this strategy would be less than that from some of the best-performing stocks at the top of the returns table. However, the risk is also lower than associated with investing in poor stocks that are unable to recover even if the rest of the market does. 2. Direct stocks This strategy is suitable for only those investors with adequate knowledge of how the stock market operates and what causes price movements. It is also suitable for investors with greater risk appetite or the ability to absorb losses without financial distress. Such investors are also aware that certain sectors are more resilient than others in a bear market. For example, companies from sectors like consumer, pharma, and healthcare are more resilient due to the nature of demand for these goods and services. Thus, knowledgeable investors avoid cyclical sectors such as real estate where the turnaround period can be long, spanning several years. More knowledgeable investors who conduct in-depth research on companies are better positioned to pick individual stocks for investment. One such filter for companies is a proven track record of recording growth even through a recession. Overall, recessions are opportunities for long-term investors to participate in the stock market at bargain prices. However, the time horizon in such investment should be long term, and investors need to have a sound strategy that suits their investment style and knowledge of the stock market. #InvestingUniversity #InvestmentIdeas #TradingUniversity

Swingster Trades

Swingster Trades

Amazing words by Prashant Jain who retired as the most celebrated fund Manager of HDFC. He has been among the longest-serving fund managers, holding about 28 years of experience in the mutual fund industry. Hard-core professionals create massive wealth!!! My 32 years of learning in stock investing say- - Rising Inflation; Stay invested. - Rising Interest rates; Stay invested. - Falling growth rates; Stay invested. - Falling market; Stay invested. - Feel fearful; Stay invested. - Don't need money; Stay invested. - Economists are predicting gloom; Stay invested. - Stay invested; because no company has closed its shutters fearing slowdown, why should you sell your ownership. - Stay invested because if you have the right stock, the company's management will find ways for growth. - Stay invested because it has never happened that the markets fell and never bounced back. - Stay invested because stocks have delivered far superior returns in the long term than any other competing asset. - Stay invested because you will have to learn to pass through this stock declining phase, if not this time, then next time. Better this time, your wealth creation process will be delayed by one cycle. Most important is that your investment in right stocks #InvestingUniversity

vijay jaria

⚪Every Tuesday, we will learn about behavioral finance topics, and I will try to explain them in layman’s language. Everyone thinks about the use of learning this topic, but even the regulatory authorities emphasize this. 🔴What is Behavioral Finance? - It is a study of the application of psychology in the financial world. This study helps in understanding how emotions affect the rationality of an investor or a trader. The influences and biases can be a source of all market anomalies and mistakes an investor/trader makes. 🔴Why is it needed in the Stock market? - No human is rational, and they make all types of emotional decisions while selecting an investment; checking if my analysis is in line with the broking houses, not putting a stop loss, entering early, and exiting late are some examples. - Stock market returns are also attributed to psychological behaviors with stocks already high reaching higher and stocks at low going lower. - Studying behavioral finance helps understand human psychology’s application to finance and reduce the emotional mistakes made by other investors/traders. ▶️We will learn about some common Behavioral finance topics studied by researchers starting today. I will post the “Herd behavior” article at 8 pm. #InvestingUniversity

Kamlesh Jain

Clans India

https://www.theweekendleader.com/Success/3081/stock-marke... #TradingUniversity #InvestingUniversity

Srksagar

Dear Investors, While you may come across prophecies of gloom and doom surrounding markets in the present scenario, market falls are normal as market surges. Economies and markets follow cycles, which means after each fall, there must be a rise as seen after the equity market crashes of 2001, 2008, and 2020. How you take advantage of these cycles depends on your investment behaviour. If you’re someone who panic sells during falls and panic buys during bull runs, you will end up selling at low prices and buying at high prices, which is detrimental to wealth creation. On the other hand, if you stay invested amid bear phases, it can help take advantage of subsequent bounces. So, if you had stayed invested through crashes like 2008 and 2011, you would have achieved sizeable returns in subsequent years, but if you had sold off your holdings in panic during these years, you would have exited at a massive loss. Remember, wealth creation isn’t done in a day. It is the result of disciplined investing over the long term, which is only possible if one stays invested across market cycles. This time, don’t let impulses govern your investing journey. Take matters in your hands and #StayInvested! Your Financial Advisor, S. Koundinya #InvestingUniversity #MutualFunds

Suripeddi Koundinya

Why should one bother so much if the next day will be a gap up or down. This shouldnt be an issue if one knows the basics of risk mitigation and ability to adopt n shift positions. "What tomorrow apprehension" is not in any scheme of things for a quality investor. Swim along the tide not against the tide. #InvestingUniversity

WealthCanvas

Simple but effective investing strategy for beginners If you are a beginner in stock market and wanted to build a portfolio with long term investment without giving much effort then you may use this technique. It's simple, select maximum 4 to 5 stocks from 4 5 different sectors. Stock that you select must be a fundamentally strong stock, for that you have to do a little research, like pe ratio, roe, roce, shareholding pattern etc. Secondly decide how much money you will be able to invest on monthly basis, and calculate it for per day. Now start buying stocks daily. For example if you can invest 1000 rupees daily, then on Monday you buy stock no 1 with that money, for Tuesday, buy stock no 2, and thus continue the rest 3 days, and repeat this cycle for next week and continue this process for at least a year, without worrying about the price movement of the stocks. After a year analyze your portfolio, see if any changes required and then follow the same process. During the stock selection process take 4 low risk stocks, and select one high risk penny stock. This strategy may not give you any magical return but, you can be sure of getting a descent return without worrying about ups and downs. I myself used this technique in 2016 and 2017 and did get a descent return without giving significant time to the market. #InvestmentIdeas #InvestingUniversity

Rahul Bora

RG finpati

** Indian Stock Market Year -Wise remarkable events Occured, but Still not able to Stop Sensex or Nifty grow Path. ---------------------------------------------------------------------- 1987 - The Crash -Black Monday. 1988 - Fear of Recession. 1989 - Junk Bond collapse. 1990 - Gulf War, the worst decline in 16Y. 1991 - Recession - "Market too high" 1992 - Elections, market flat. 1993 - Businesses continue restructuring. 1994 - Interest rates are going up 1995 - The market is too high. 1996 - Fear of Inflation. 1997 - Irrational Exuberance. 1998 - Asia Crisis. 1999 - Y2K. 2000 - Technology Correction. 2001 - Recession, WTC Attack. 2002 - Corporate Accounting Scandals. 2003 - Iraq War. 2004 - US massive trade & budget deficits. 2005 - Record oil & gas prices. 2006 - Housing bubble bursts. 2007 - Sub-prime mortgage crisis. 2008 - Banking & Credit crisis. 2009 - Recession - "Credit Crunch" 2010 - Sovereign debt crisis 2011 - Eurozone crisis 2012 - US fiscal cliff 2013 - Federal Reserve to "taper" stimulus 2014 - Oil prices plunge. 2015 - Chinese stock market sell-off. 2016 - Brexit, U.S. presidential election. 2017 - Stocks at record high, Bitcoin mania 2018 - Trade Wars, rising interest rates. 2019 - India's GDP was @5%. 2020 - Covid Fall. 2021 - Third Wave Fear. 2022 - Inflation. *** Most of us will always find why not to invest but Sensex is up more than 250x in past 40 years. We tend to agree more on any bearish argument. *Always Remember* *"One can create ' MONEY" by investing in Bull Market but one can create 'FORTUNE" by investing in Bear Market. *Pessimists sound smart. Optimists make money* #InvestingUniversity #NIFTY50

Dk Singh

Revanth Nifty Radar

Clans India

Anupam Roongta

#Index Investment Part : 1 == ====== Index investing has more advantages than just getting rid of lousy stock selection. In this article we will try to brief some more pros of index investing which makes it a better choice for the investors. Lower Cost There is a cost involved for investing or trading in the stock market. This cost may be in the form of brokerages or taxes that an investor or trader has to pay. The more actively managed funds would have a greater number of transactions and hence more will be the costs involved. If we invest in a fund which is actively managed, there will be a management fee associated with it. It is called the expense ratio. Although the expense ratio could be as low as 1% and seems less yet it could have significant impact on your investments in the long run. Let us understand with the help of an example. On the left-hand side table, a lumpsum investment of Rs.50,000 at the rate of 8% will grow to Rs.2,33,048 at the end of 20 years. On the right-hand side table, we have same investments at same rate for the same time. But there is an expense of 1% per annum charged on this investment. The difference is clearly visible, see the right-hand corner of the table. At the end of 20 years, net capital will be 1,88,705 which is 19% less than the one with no expense ratio. Index funds are passively managed, so the costs involved in these funds are relatively less. Investors can buy ETFs right away from their broker’s terminals and that’s it. Besides standard brokerage and taxes on initial investment, there are no other annual expenses that investors need to incur. Diversification If you concentrate all your financial resources at one place, there would be a danger of losing everything if it turns out to be a bad investment. Even a good index stock may turn out to be a bad performer in the coming years. And who knows, may be within next few years, it may slip out of the index as it may lose investors’ interest for various reasons. Just imagine two fruit baskets. One is full of oranges while the other with variety of fruits ranging from grapes, apples, oranges, pomegranate, guava etc. Which basket will be more nutritious for your body? You know the answer. In similar way, your portfolio should be a mix of the best stocks so as to generate fruitful results for you in the long run. Diversification is a term opposite to homogeneity. In financial terms, diversification means distributing your investments in not just one stock or one sector, but in the best from all the sectors. Sadly searching and analyzing for the best could be tedious task. This problem can be easily solved with index funds or ETFs. These funds not only replicate and generate returns equivalent to the indices they represent, but they also offer much-needed diversification to our portfolios. Not only that, the investors need not to worry about the weightage of the stocks in their portfolio. If a stock has acquired more weightage and another one has lost some weightage in the indices, the same would be automatically adjusted in the index fund or ETF itself. In other words, a good company would automatically overweight a bad one through this mode of investment. International Investments No doubt India is one of the world’s fastest growing economies yet its GDP is just a single digit percentage points of the gross world’s GDP. Which means that investors can still reap the benefit of more than 95% of the world’s GDP through international investments. This situation is also like ‘don’t put all your eggs in the same basket’, but in a macro sense. If you would have all your investments in one country and that country has been going through a tough phase due to various geo-politico-economic reasons, then you may have to suffer losses until that country comes out of its slowdown phase. In order to mitigate this problem, the investors can reap the benefit of investment opportunities available outside India. In this way investors can diversify the risk involved in a single country. #InvestingUniversity #InvestmentIdeas

Kamlesh Gheewala

Anupam Roongta

Clans India

Clans India

Interesting : In the past 10 years 543 new stocks got listed 62.2%: stopped trading 3%: dropped more than 80% 6 stocks: turned penny stocks (below Rs 10) 4%: dropped 50-80% 15%: trading below issue price 6%: risen 10-50% 5%: 50-100% up 6%: 100-300% up 15 stocks: more than 300% up (Source : ET Wealth, 4th April) #InvestingUniversity

Nik

Mohit Jain

Neeraj B-display-image
Reputation: 2,880  •  Yesterday 2:08 AM

FED❓❓

You might have heard the statement FED/Federal reserve has increased the interest rates. In the last post, we tried to look at the implications of Interest rate hikes. But many people would be wondering what FED is in the first place.

FED short for The Federal Reserve Sys......read more
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SP Singh-display-image
Reputation: 220  •  Sep 28 8:13 AM

SP#02: BASIC UNDERSTANDING OF OPTIONS TRADING:

Let’s discuss some of the psychological facts of traders while selecting Options Buying over Option Selling.

1. Higher Capital but Limited Profit
a. Options Writers (Options Sellers) required relatively higher margins to cover the ......read more
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Nik-display-image
Reputation: 17,576  •  Sep 27 3:02 AM

➖➖➖➖➖➖➖➖➖➖➖
Key Points To Analyse in Annual Report
➖➖➖➖➖➖➖➖➖➖➖


•Chairman’s Message
•Independent Auditor Report
•Related Party Transactions
•Salary of key managerial Person
•Financial Statement
•Contingent liability
•goodwill As % of Net worth


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SP Singh-display-image
Reputation: 220  •  Sep 26 4:01 AM

SP#01: BASIC UNDERSTANDING OF OPTIONS TRADING:

Concepts of Future and Options could be tricky sometimes, but one should focus on limited and probably easier things as a trader. Let’s understand options purely for trading purposes.

If your speculation is:
1. The underlying asse......read more
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Kalpana Gheewala -display-image
Reputation: 433  •  Sep 26 3:36 AM

#NIFTY50
#marketstudy...read more
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Stock Sangreh-display-image
Reputation: 5,048  •  Sep 25 7:40 AM
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Priyam Paul-display-image
Reputation: 14,767  •  Sep 24 10:42 AM

Advance technical aspects which genuinely works in the trading.

1. Order flow = Gives a buy sell values in a specific price point. This is market, just like all other market here also demand and supply is the only thing which really works. If you can get the script specific qty ......read more
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Equity And Option Trader-display-image
Reputation: 35,652  •  Sep 24 4:59 AM

You're a long term investor, that's okay. But it's good to have basic trading skills as well so that this falls can be taken advantage of, and trading returns can be reinvested or used to average folio stocks available at discount. Think about it!
#TradingUn......read more
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Ayushmaan Singh-display-image
Reputation: 1,653  •  Sep 21 12:12 PM

Best Books on Investment #InvestingUniversity

!! Comment your favorite one !!

1) The Intelligent Investor

● Difference between speculator and investor: Investors invest on the basis of the real value of the stock with proper research whereas speculators would just gamble wit......read more
Investing University - 12807103
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Siddharth-display-image
Reputation: 1,051  •  Sep 18 6:07 AM

Type of personality we can see in Stockmarket.
#MarketsHumor
#NIFTY50...read more
Trading University - 12632107
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Equity And Option Trader-display-image
Reputation: 35,652  •  Sep 18 4:31 AM
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Equity And Option Trader-display-image
Reputation: 35,652  •  Sep 18 1:45 AM

If you're earning 1L/mo., make sure you're investing MINIMUM 25K/mo. With this, wishing you a good day ahead!
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Ikigai-display-image
Reputation: 662  •  Sep 14 4:15 AM

3 most things to consider for analysing the company:

1. Moat
2. management succession plan.
3. Energy i.e means continues capital expenditure,
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Chandru-display-image
Reputation: 16,649  •  Sep 10 3:27 AM

In diversified portfolio risk is limited , reward is also limited .....
In concentrated portfolio risk is high , reward is also high .....
For long term diversified portfolio with 20 stocks is best ...
For short term concentrated portfolio with 3 stocks is best ....
For intrad......read more
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Neeraj B-display-image
Reputation: 2,880  •  Sep 9 8:04 AM

Industry Analysis (1/10)- 🚗🏍️🚛

As a part of Fundamental Analysis, EIC (Economy, Industry, Company) framework is one of the most exhaustive techniques. Large Investment funds, Mutual funds and Private equity firms employ this technique to valuate companie......read more
Investing University - 12365394
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Ankit-display-image
Reputation: 2,302  •  Sep 8 1:37 AM

Check out these 4 Most Important Financial Statements. #InvestingUniversity #TradingUniversity #InvestmentIdeas
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Ankit-display-image
Reputation: 2,302  •  Sep 8 1:33 AM
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Ankit-display-image
Reputation: 2,302  •  Sep 8 1:32 AM
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Ankit-display-image
Reputation: 2,302  •  Sep 8 1:32 AM
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Ankit-display-image
Reputation: 2,302  •  Sep 8 1:32 AM
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Ankit-display-image
Reputation: 2,302  •  Sep 8 1:28 AM
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Nik-display-image
Reputation: 17,576  •  Sep 7 6:05 AM

Difference b/w Value & Growth Investing

➖➖➖➖➖➖➖➖➖➖➖
📋Value Investing
➖➖➖➖➖➖➖➖➖➖➖

•High gross Margin,Operating margin & Net margin
•Predictable cash Flow
•Predictable Earning

➖➖➖➖➖➖➖➖➖➖➖
📋Growth investing
➖➖➖➖➖➖➖➖➖➖➖

•Low gross margin,operating margin
& net margin
•Growt......read more
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Ankit-display-image
Reputation: 2,302  •  Sep 6 1:51 AM

These Candlesticks help traders to gauge the emotions surrounding a stock, or other assets, helping them make better predictions about where that stock might be headed. #TradingUniversity #InvestingUniversity #InvestmentIdeas
Trading University - 12231333
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Ankit-display-image
Reputation: 2,302  •  Sep 6 1:48 AM
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Ankit-display-image
Reputation: 2,302  •  Sep 6 1:42 AM
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Ankit-display-image
Reputation: 2,302  •  Sep 6 1:40 AM

An engulfing pattern on the bullish side of the market takes place when buyers outpace sellers. #InvestingUniversity #InvestmentIdeas
Investing University - 12231271
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Equity And Option Trader-display-image
Reputation: 35,652  •  Sep 3 6:32 AM

Today they discuss about likely US recession.
14 years ago it was US financial crisis.
12 years back- High inflation/Interest rates.
11 years back -US downgrade.
10 years back - Fed Tapering.
9 yrs back- Twin Deficits, Rupee depreciation.
7 years ago - poor Monsoon......read more
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Neeraj B-display-image
Reputation: 2,880  •  Sep 3 6:00 AM

Bank of Baroda raises Rs 2,474 crore by issuing bonds

State-run #BANKBARODA on August 22 said its board has approved raising capital by way of issuance of Basel III compliant Additional Tier 1 (AT-1) bonds. The bank is expected to raise Rs 2,474 crore by issuing bonds at a rate ......read more
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Nik-display-image
Reputation: 17,576  •  Sep 3 5:07 AM
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Nik-display-image
Reputation: 17,576  •  Aug 30 9:46 AM
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Neeraj B-display-image
Reputation: 2,880  •  Aug 28 9:53 AM

NPA’s 💵📉

I have recently read news about PNB selling NPA of Apollo Distilleries & breweries. I wanted to delve a little deeper into how it all happens.

So, Firstly Banks lend money to other institutions or individuals and in return, they expected an interest/coupon and the or......read more
Investing University - 11945393
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Bank Nifty-display-image
Reputation: 2,274  •  Aug 28 1:40 AM

#NIFTYBANK...read more
Investing University - 11945305
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Equity And Option Trader-display-image
Reputation: 35,652  •  Aug 25 11:14 AM
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W
Reputation: 1,035  •  Aug 21 4:24 AM

Why don’t the ultra-rich invest in mutual funds?

Mutual Funds are like entry level sedan cars that make you enjoy some horsepower without compromising on mileage.

Fixed income instruments such as NCDs, Fixed Deposits, Sovereign bonds etc are like small hatchback cars that give ......read more
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S
Reputation: 31,521  •  Aug 21 3:17 AM

My favorite quote on markets and I keep reminding this myself every month (has served me well):

" Markets are constantly in a state of uncertainty and flux and money is made by discounting the obvious and betting on the unexpected"

~George Soros #InvestingUniversity
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Nik-display-image
Reputation: 17,576  •  Aug 19 4:14 AM

➖➖➖➖➖➖➖➖➖➖➖
⛔️Red flags To Catch Manipulated Stocks
➖➖➖➖➖➖➖➖➖➖➖

•Negative book value
•Negative cash flow From Operations
•Very less promoters holding
•Huge debt
•Negative CFO To PAT
•No dividend payout
•High Receivables
•Most important Still Stock Hitting Upper-Circuits

#Inve......read more
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The Intraday Trader-display-image
Reputation: 24,034  •  Aug 18 5:24 AM

Invest in the companies who have a vision for future
Invest in future not in present
#TradingUniversity
#InvestmentIdeas
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Clans India-display-image
Reputation: 4,695  •  Aug 13 7:26 AM

TOP 10 TRADING QUOTE
1. "In investing what is comfortable is rarely profitable."
-Robert Arnott.
2. "Never, ever argue with your trading system."
-Michael Covel.
3. "Amateurs think about how much money they can make. Professionals think about how much money they could lose."
–Jac......read more
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Kamlesh Jain-display-image
Reputation: 1,934  •  Aug 8 5:06 AM


⚠️⚠️⚠️ WILL SPICEJET DEFAULT?? ⚠️⚠️⚠️

Three Indian banks have classified loans to SpiceJet Ltd as "high risk," although the airline has not defaulted, according to people familiar with the situation, despite the airline's denial.
IDFC First Bank, Yes Bank, and Indian......read more
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Shubham Birar-display-image
Reputation: 14,731  •  Aug 8 4:50 AM

🌟 Some quotes about Investments and trading. 🌟

♦️ Be fearful when others are greedy, and be greedy when others are fearful.
- Warren Buffett.

♦️ In this business, you are good, you are right six times out of ten. You are never going to......read more
Trading University - 11399784
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Neeraj B-display-image
Reputation: 2,880  •  Aug 7 10:00 AM

Which asset class to invest in🤔

Before investing, it is critical to understand the various asset classes that exist on the market. I've attached a table showing various asset classes, their expected annual returns, and pros and cons.
This is inspired from the book " Just Keep ......read more
Investing University - 11357651
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Shubham Birar-display-image
Reputation: 14,731  •  Aug 4 4:43 AM

🌟 Some good Books for Traders and Investors 🌟

♦️ The Psychology of Money by Morgan Housel
It revolves around the perspective and thought process about business and investment. Also, it describes how behavior can impact your investment j......read more
Investing University - 11315156
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Rajesh Jadhav-display-image
Reputation: 32  •  Aug 4 5:42 AM

What is SIP ( Systematic Investment Plan ) in Stock Market ?
( Systematic Investment Plan )
SIP Means :- Add small quantity on every fall or dip , hold for atleast 4-5 year
Example :- if you invest 2,000 ₹ in bluechip stocks on monthly basis no matter if share fall or rise. Inve......read more
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Nik-display-image
Reputation: 17,576  •  Aug 2 1:55 AM

➖➖➖➖➖➖➖➖➖➖➖
Market Fall Indications
➖➖➖➖➖➖➖➖➖➖➖


(-5%) Pullback
(-10%) Correction
(-20%) Bear Market
(-40%) Crash
(-50%) Recession & Warren Buffett Buy



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The Market Crux-display-image
Reputation: 10,679  •  Aug 2 1:53 AM
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Anupam Roongta-display-image
Reputation: 19,797  •  Aug 1 3:54 AM
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Stock Sangreh-display-image
Reputation: 5,048  •  Jul 31 6:40 AM

Why the stock market??
Before entering the stock market ask yourself why stock market.
1. For living
2. For wealth creation
We can't make day to day income from there. This is the place to generate high returns rather than other asset classes.
#InvestingUniversity #TradingUnive......read more
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Swingster Trades-display-image
Reputation: 2,940  •  Jul 28 3:50 AM

In this article we are discussing two main investment strategies which are usually followed by investors in recession or correction or bear market like situation.
1. Equity Mutual Funds
In this strategy, instead of trying to invest in individual stocks (even if they are available......read more
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Stalwart Time Technical-display-image
Reputation: 1,076  •  Jul 27 6:49 AM

#NIFTYBANK #NIFTY50 #InvestmentIdeas...read more
Investing University - 11013970
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vijay jaria-display-image
Reputation: 29,316  •  Jul 27 1:32 AM

Amazing words by Prashant Jain who retired as the most celebrated fund Manager of HDFC.
He has been among the longest-serving fund managers, holding about 28 years of experience in the mutual fund industry.
Hard-core professionals create massive wealth!!!
My 32 years of learnin......read more
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