UNIONBANK
₹150.89-2.3 (-1.5%)
Quarterly ResultsProfit & LossBalance SheetCash Flow
Key Insights
POSITIVE
- Net Profit increased significantly to ₹5001.22 Crore in Q1 2025, showing strong growth compared to ₹4597.17 Crore in Q4 2024.
- Total Net Sales grew to ₹27869 Crore, marking a consistent upward trajectory in revenue generation.
- Other Income surged to ₹6223.48 Crore, indicating improved diversification and financial stability beyond traditional banking revenue.
NEGATIVE
- Company experienced a cash flow shortfall with a 10% decrease this year [Dummy Data]
- Company’s strategic partnerships have yet to generate expected growth. [Dummy Data]
- Company’s EBITDA shrank at a CAGR of -8% over the past 3 years. [Dummy Data]
Quarterly Results Data
| Field | Trend | Dec 23 | Mar 24 | Jun 24 | Sep 24 | Dec 24 | Mar 25 | Jun 25 | Sep 25 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 25,520.90 | 26,509.90 | 26,526.90 | 26,886.60 | 27,134.80 | 27,869 | 27,474.90 | 26,664.80 | |
| Expenses | 22,467.08 | 25,077.71 | 23,514.25 | 24,667.16 | 24,238.59 | 26,357.49 | 25,407.99 | 25,370.33 | |
| Financing Profit | 3,053.82 | 1,432.19 | 3,012.65 | 2,219.44 | 2,896.21 | 1,511.51 | 2,066.91 | 1,294.47 | |
| Other Income | 4,281.06 | 5,101.71 | 4,798.55 | 5,925.54 | 4,614.41 | 6,223.48 | 4,869 | 5,550.30 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit Before Tax | 5,554.33 | 5,281.20 | 4,954.49 | 6,405.89 | 5,888.74 | 6,174.76 | 5,268.68 | 5,452.51 | |
| Tax | 1,943.93 | 1,971.35 | 1,353.54 | 1,684.06 | 1,291.57 | 1,173.54 | 1,132.11 | 1,171.24 | |
| Net Profit | 3,610.40 | 3,309.85 | 3,600.95 | 4,721.83 | 4,597.17 | 5,001.22 | 4,136.57 | 4,281.27 | |
| Gross NPA % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Net NPA % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |