UCOBANK
₹31.77-0.36 (-1.12%)
Quarterly ResultsProfit & LossBalance SheetCash Flow
Key Insights
POSITIVE
- Net profit reached ₹652.43 crore, marking a strong sequential growth from ₹638.83 crore in Q4 2024.
- Significant rise in other income to ₹1392.20 crore, indicating improved fee-based income.
- Net sales increased to ₹6744.59 crore, reflecting healthy business expansion compared to previous quarters.
NEGATIVE
- Company experienced a cash flow shortfall with a 10% decrease this year [Dummy Data]
- Company’s strategic partnerships have yet to generate expected growth. [Dummy Data]
- Company’s EBITDA shrank at a CAGR of -8% over the past 3 years. [Dummy Data]
Quarterly Results Data
| Field | Trend | Jun 23 | Sep 23 | Dec 23 | Mar 24 | Jun 24 | Sep 24 | Dec 24 | Mar 25 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5,223.93 | 5,218.82 | 5,551.89 | 5,859.70 | 6,023.99 | 6,078.36 | 6,219.96 | 6,744.59 | |
| Expenses | 4,654.60 | 4,883.73 | 5,293.57 | 5,711.73 | 5,538.19 | 5,639.83 | 5,820.20 | 6,438.02 | |
| Financing Profit | 569.33 | 335.09 | 258.32 | 147.97 | 485.80 | 438.53 | 399.76 | 306.57 | |
| Other Income | 633.02 | 646.79 | 860.82 | 1,124.91 | 835.43 | 993.07 | 1,185.93 | 1,392.20 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit Before Tax | 346.66 | 639.79 | 776.89 | 805.51 | 862.47 | 938.76 | 996.18 | 1,036.14 | |
| Tax | 123.18 | 238.12 | 274.06 | 279.74 | 311.51 | 336.02 | 357.35 | 383.71 | |
| Net Profit | 223.48 | 401.67 | 502.83 | 525.77 | 550.96 | 602.74 | 638.83 | 652.43 | |
| Gross NPA % | 4.48 | 4.14 | 3.85 | 3.46 | 3.32 | 3.18 | 2.91 | 2.69 | |
| Net NPA % | 1.18 | 1.11 | 0.98 | 0.89 | 0.78 | 0.73 | 0.63 | 0.50 |