SBIN
₹972.6-8.95 (-0.91%)
Quarterly ResultsProfit & LossBalance SheetCash Flow
Key Insights
POSITIVE
- Net Profit rose to ₹19,941.4 Crore in Q1 2025, marking a significant improvement from ₹19,175.4 Crore in Q4 2024.
- Other Income increased by 21.6% from ₹43,199.9 Crore in Q4 2024 to ₹52,565.3 Crore in Q1 2025, indicating strong performance in ancillary revenue.
- Operating Expenses decreased marginally in Q1 2025 compared to Q4 2024, reflecting cost control initiatives.
NEGATIVE
- Company experienced a cash flow shortfall with a 10% decrease this year [Dummy Data]
- Company’s strategic partnerships have yet to generate expected growth. [Dummy Data]
- Company’s EBITDA shrank at a CAGR of -8% over the past 3 years. [Dummy Data]
Quarterly Results Data
| Field | Trend | Dec 23 | Mar 24 | Jun 24 | Sep 24 | Dec 24 | Mar 25 | Jun 25 | Sep 25 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,12,868 | 1,17,469 | 1,18,242 | 1,21,045 | 1,24,654 | 1,26,997 | 1,25,729 | 1,28,040 | |
| Expenses | 1,29,281.50 | 1,33,671 | 1,21,289.70 | 1,30,742.30 | 1,40,288.90 | 1,45,195.90 | 1,32,499.20 | 1,43,780.80 | |
| Financing Profit | -16,413.50 | -16,202 | -3,047.70 | -9,697.30 | -15,634.90 | -18,198.90 | -6,770.20 | -15,740.80 | |
| Other Income | 40,203.30 | 47,445 | 33,882.60 | 42,757.70 | 43,199.90 | 52,565.30 | 41,263.10 | 47,857.30 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit Before Tax | 15,244.80 | 28,851.90 | 26,427.80 | 27,474.30 | 25,566.40 | 26,896.80 | 29,229.10 | 28,656.60 | |
| Tax | 3,962.10 | 7,115.40 | 6,747 | 7,254.70 | 6,391 | 6,955.40 | 7,602.50 | 7,152.10 | |
| Net Profit | 11,282.70 | 21,736.50 | 19,680.80 | 20,219.60 | 19,175.40 | 19,941.40 | 21,626.60 | 21,504.50 | |
| Gross NPA % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Net NPA % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |