PNB
₹112.6-0.75 (-0.66%)
Quarterly ResultsProfit & LossBalance SheetCash Flow
Key Insights
POSITIVE
- Consistent growth in Net Sales from ₹29144.5 crore to ₹32523.1 crore over four quarters indicates demand stability.
- Net Profit increased slightly to ₹4642.87 crore in the latest quarter despite rising expenses, showing resilience.
- Other Income improved significantly in the latest quarter to ₹4775.93 crore, reflecting diverse revenue sources.
NEGATIVE
- Company experienced a cash flow shortfall with a 10% decrease this year [Dummy Data]
- Company’s strategic partnerships have yet to generate expected growth. [Dummy Data]
- Company’s EBITDA shrank at a CAGR of -8% over the past 3 years. [Dummy Data]
Quarterly Results Data
| Field | Trend | Jun 23 | Sep 23 | Dec 23 | Mar 24 | Jun 24 | Sep 24 | Dec 24 | Mar 25 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 25,672.80 | 26,857.70 | 27,851.70 | 28,682.30 | 29,144.50 | 30,447.40 | 31,894.80 | 32,523.10 | |
| Expenses | 23,098.92 | 23,617.95 | 24,149.37 | 26,476.84 | 26,106.25 | 28,102.72 | 28,634.83 | 30,410.56 | |
| Financing Profit | 2,573.88 | 3,239.75 | 3,702.33 | 2,205.46 | 3,038.25 | 2,344.68 | 3,259.97 | 2,112.54 | |
| Other Income | 3,360.26 | 2,999.35 | 2,675.67 | 4,294.15 | 3,615.35 | 4,664.05 | 3,391.63 | 4,775.93 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit Before Tax | 1,979.19 | 2,778.29 | 3,634.36 | 4,939.87 | 5,751.07 | 6,728.64 | 7,055.04 | 6,517.79 | |
| Tax | 768.37 | 1,013.75 | 1,381.69 | 1,838.99 | 2,034.90 | 2,296.65 | 2,406.44 | 1,874.92 | |
| Net Profit | 1,210.82 | 1,764.54 | 2,252.67 | 3,100.88 | 3,716.17 | 4,431.99 | 4,648.60 | 4,642.87 | |
| Gross NPA % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Net NPA % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |