JMFINANCIL
₹169.480.21 (0.12%)
Quarterly ResultsProfit & LossBalance SheetCash Flow
Key Insights
POSITIVE
- Latest quarter shows record Net Profit of ₹235.02 crore, highest in four quarters.
- Operating margin improved significantly to 28.7%, indicating better efficiency.
- Reduction in expenditure relative to net sales in the latest quarter enhances overall profitability.
NEGATIVE
- Company experienced a cash flow shortfall with a 10% decrease this year [Dummy Data]
- Company’s strategic partnerships have yet to generate expected growth. [Dummy Data]
- Company’s EBITDA shrank at a CAGR of -8% over the past 3 years. [Dummy Data]
Quarterly Results Data
| Field | Trend | Jun 23 | Sep 23 | Dec 23 | Mar 24 | Jun 24 | Sep 24 | Dec 24 | Mar 25 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,064.95 | 1,197.38 | 1,235.99 | 1,260.70 | 1,077.05 | 1,190.51 | 1,106.14 | 1,003.92 | |
| Expenses | 365.88 | 388.10 | 400.29 | 407.25 | 370.22 | 343.12 | 318 | 273.59 | |
| Financing Profit | 699.07 | 809.28 | 835.70 | 853.45 | 706.83 | 847.39 | 788.14 | 730.33 | |
| Other Income | 16.17 | 16.58 | 24.97 | 15.42 | 16.82 | 20.70 | 14.40 | 23.29 | |
| Depreciation | 12.03 | 13.16 | 13.68 | 14.16 | 16.24 | 14.85 | 16.37 | 16.33 | |
| Profit Before Tax | 231.70 | 278.33 | 417.91 | -571.34 | 246.45 | 154.01 | 286.55 | 311.43 | |
| Tax | 55.14 | 72.39 | 95.56 | 102.76 | 59.47 | 9.81 | 79.16 | 76.41 | |
| Net Profit | 176.56 | 205.94 | 322.35 | -674.10 | 186.98 | 144.20 | 207.39 | 235.02 | |
| Gross NPA % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Net NPA % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |