IRFC
₹91.84-0.15 (-0.16%)
Quarterly ResultsProfit & LossBalance SheetCash Flow
Key Insights
POSITIVE
- In the latest quarter, IRFC reported a significant increase in net interest income, reflecting effective asset-liability management.
- The operating profit margin improved due to cost management strategies implemented in prior quarters.
- There was a notable growth in the loan book, indicating strong demand for financing in the financial sector.
NEGATIVE
- Company experienced a cash flow shortfall with a 10% decrease this year [Dummy Data]
- Company’s strategic partnerships have yet to generate expected growth. [Dummy Data]
- Company’s EBITDA shrank at a CAGR of -8% over the past 3 years. [Dummy Data]
Quarterly Results Data
| Field | Trend | Mar 24 | Jun 24 | Sep 24 | Dec 24 | Mar 25 | Jun 25 | Sep 25 | Dec 25 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6,473.56 | 6,765.63 | 6,899.66 | 6,763.43 | 6,723.23 | 6,915.38 | 6,371.89 | 6,661.37 | |
| Expenses | 4,724.72 | 5,154.91 | 5,248.74 | 5,095.07 | 4,996.37 | 5,124.39 | 4,544.42 | 4,812.02 | |
| Financing Profit | 1,748.84 | 1,610.72 | 1,650.92 | 1,668.36 | 1,726.86 | 1,790.99 | 1,827.47 | 1,849.35 | |
| Other Income | 4.43 | 0.39 | 0.54 | 2.96 | 0.57 | 2.86 | 0.02 | 57.86 | |
| Depreciation | 1.73 | 1.59 | 1.09 | 1.34 | 1.29 | 1.33 | 1.35 | 1.43 | |
| Profit Before Tax | 1,717.32 | 1,576.83 | 1,612.65 | 1,630.66 | 1,681.87 | 1,745.69 | 1,776.98 | 1,802.19 | |
| Tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Net Profit | 1,717.32 | 1,576.83 | 1,612.65 | 1,630.66 | 1,681.87 | 1,745.69 | 1,776.98 | 1,802.19 | |
| Gross NPA % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Net NPA % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |