IOB
₹39.850.06 (0.15%)
Quarterly ResultsProfit & LossBalance SheetCash Flow
Key Insights
POSITIVE
- Net profit increased significantly by 24.8% in the latest quarter, indicating strong performance compared to the previous quarter.
- Other income rose by 24.9% from the last quarter, enhancing overall profitability.
- Net sales grew by 7.3%, showcasing effective revenue generation strategies and stronger customer engagement.
NEGATIVE
- Company experienced a cash flow shortfall with a 10% decrease this year [Dummy Data]
- Company’s strategic partnerships have yet to generate expected growth. [Dummy Data]
- Company’s EBITDA shrank at a CAGR of -8% over the past 3 years. [Dummy Data]
Quarterly Results Data
| Field | Trend | Sep 23 | Dec 23 | Mar 24 | Jun 24 | Sep 24 | Dec 24 | Mar 25 | Jun 25 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5,824.90 | 6,179.83 | 6,633.50 | 6,539.01 | 6,853.94 | 7,115.88 | 7,634.81 | 7,387.49 | |
| Expenses | 5,261.68 | 5,660.99 | 7,149.15 | 5,895.75 | 6,359.24 | 6,147.72 | 6,598.04 | 6,509.28 | |
| Financing Profit | 563.22 | 518.84 | -515.65 | 643.26 | 494.70 | 968.16 | 1,036.77 | 878.21 | |
| Other Income | 1,116.60 | 1,262.82 | 2,479.17 | 1,048.46 | 1,635.96 | 1,299.46 | 1,622.79 | 1,480.39 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit Before Tax | 635.50 | 1,080.29 | 1,195.96 | 753.84 | 984.35 | 1,238.98 | 1,595.34 | 1,514.55 | |
| Tax | 8.32 | 356.16 | 385.54 | 105.18 | 204.73 | 363.71 | 503.40 | 402.86 | |
| Net Profit | 627.18 | 724.13 | 810.42 | 648.66 | 779.62 | 875.27 | 1,091.94 | 1,111.69 | |
| Gross NPA % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Net NPA % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |