CREDITACC
₹1293.824.1 (1.9%)
Quarterly ResultsProfit & LossBalance SheetCash Flow
Key Insights
POSITIVE
- Q1 202503 shows a net profit recovery to ₹47.21 Crore, returning to profitability after severe losses.
- Operating profit margin improved significantly from -9.45% to 3.55% compared to previous quarter.
- Net Sales rose to ₹1406.63 Crore, indicating strong recovery in business activity from the low in Q4 202412.
NEGATIVE
- Company experienced a cash flow shortfall with a 10% decrease this year [Dummy Data]
- Company’s strategic partnerships have yet to generate expected growth. [Dummy Data]
- Company’s EBITDA shrank at a CAGR of -8% over the past 3 years. [Dummy Data]
Quarterly Results Data
| Field | Trend | Jun 23 | Sep 23 | Dec 23 | Mar 24 | Jun 24 | Sep 24 | Dec 24 | Mar 25 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,170.03 | 1,246.94 | 1,292.20 | 1,457.49 | 1,512.03 | 1,453.29 | 1,380.38 | 1,406.63 | |
| Expenses | 384.92 | 423.87 | 441.50 | 482.15 | 510.31 | 484.60 | 474.87 | 477.78 | |
| Financing Profit | 785.11 | 823.07 | 850.70 | 975.34 | 1,001.72 | 968.69 | 905.51 | 928.85 | |
| Other Income | 0.69 | 0.65 | 3.03 | 1.61 | 0.55 | 0.63 | 1.55 | 1.08 | |
| Depreciation | 12.06 | 12.28 | 13.06 | 13.75 | 14.35 | 17.19 | 15.53 | 15.16 | |
| Profit Before Tax | 467.37 | 466.77 | 475.57 | 529.46 | 534.74 | 251.99 | -128.93 | 51.08 | |
| Tax | 118.91 | 119.73 | 122.23 | 132.38 | 137.08 | 65.93 | -29.41 | 3.87 | |
| Net Profit | 348.46 | 347.04 | 353.34 | 397.08 | 397.66 | 186.06 | -99.52 | 47.21 | |
| Gross NPA % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Net NPA % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |