BAJFINANCE
₹1004.1-24.5 (-2.38%)
Quarterly ResultsProfit & LossBalance SheetCash Flow
Key Insights
POSITIVE
- Net Sales increased to ₹18456.8 Crore in the latest quarter, reflecting strong revenue growth compared to previous quarters.
- Operating margin improved to 30.49%, demonstrating effective cost management despite rising expenditures.
- Net Profit rose to ₹4545.57 Crore, the highest in the last four quarters, signifying enhanced profitability.
NEGATIVE
- Company experienced a cash flow shortfall with a 10% decrease this year [Dummy Data]
- Company’s strategic partnerships have yet to generate expected growth. [Dummy Data]
- Company’s EBITDA shrank at a CAGR of -8% over the past 3 years. [Dummy Data]
Quarterly Results Data
| Field | Trend | Dec 23 | Mar 24 | Jun 24 | Sep 24 | Dec 24 | Mar 25 | Jun 25 | Sep 25 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 14,161.10 | 14,926.20 | 16,098.70 | 17,090.30 | 18,035.10 | 18,456.80 | 19,523.90 | 20,178.90 | |
| Expenses | 4,868.02 | 5,217.09 | 5,683.86 | 6,149.32 | 6,385.63 | 6,551.98 | 6,917.68 | 7,011.28 | |
| Financing Profit | 9,293.08 | 9,709.11 | 10,414.84 | 10,940.98 | 11,649.47 | 11,904.82 | 12,606.22 | 13,167.62 | |
| Other Income | 4.89 | 5.77 | 3.64 | 5.14 | 23.21 | 11.89 | 3.86 | 1.86 | |
| Depreciation | 175.75 | 192.96 | 199.81 | 210.04 | 219.13 | 252.01 | 251.49 | 258.06 | |
| Profit Before Tax | 4,895.52 | 5,105.08 | 5,265.35 | 5,401.48 | 5,765.42 | 5,647.38 | 6,367.58 | 6,608.13 | |
| Tax | 1,256.57 | 1,280.55 | 1,353.37 | 1,387.74 | 1,457.23 | 1,101.81 | 1,602.29 | 1,660.37 | |
| Net Profit | 3,638.95 | 3,824.53 | 3,911.98 | 4,013.74 | 4,308.19 | 4,545.57 | 4,765.29 | 4,947.76 | |
| Gross NPA % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Net NPA % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |