for longer horizon small cap is good..tax plan is not required
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If you are only 21 and do not need money immediately you can mix your investments in index, small and mid caps to get a richer and balanced return..it also depends on your risk appetite and your ability to weather the drawdowns during market downturns
@ritikasinghrani exchange traded fund
Small case is good if you are an experienced investor and your ticket size is more than 10 lacs a year..else cost of transaction and fees will erode your return
With aggressive equity returns can be in the range of 15/16 pc which is also close to the index return
Good balance