J&KBANK
₹103.2-0.86 (-0.83%)
Quarterly ResultsProfit & LossBalance SheetCash Flow
Key Insights
POSITIVE
- Net Profit increased to ₹584.93 Crore in Q1 2025, indicating strong growth from ₹531.92 Crore in Q4 2024.
- Operating Expenditure management improved, reduced from ₹1005.85 Crore to ₹1087.05 Crore, showcasing operational efficiency.
- Other Income rose significantly to ₹405.83 Crore, providing a better earnings buffer compared to previous quarters.
NEGATIVE
- Company experienced a cash flow shortfall with a 10% decrease this year [Dummy Data]
- Company’s strategic partnerships have yet to generate expected growth. [Dummy Data]
- Company’s EBITDA shrank at a CAGR of -8% over the past 3 years. [Dummy Data]
Quarterly Results Data
| Field | Trend | Mar 24 | Jun 24 | Sep 24 | Dec 24 | Mar 25 | Jun 25 | Sep 25 | Dec 25 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2,910.35 | 2,994.36 | 3,123.66 | 3,209.67 | 3,213.39 | 3,269.45 | 3,293 | 3,314.94 | |
| Expenses | 2,473.68 | 2,596.53 | 2,634.96 | 2,703.05 | 2,818.72 | 2,848.20 | 2,826.51 | 2,815.47 | |
| Financing Profit | 436.67 | 397.83 | 488.70 | 506.62 | 394.67 | 421.25 | 466.49 | 499.47 | |
| Other Income | 228.69 | 198.42 | 300.65 | 242.04 | 405.83 | 253.20 | 157.26 | 281.92 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit Before Tax | 830.41 | 613.72 | 756.83 | 758.46 | 809.67 | 659.36 | 634.68 | 807.20 | |
| Tax | 190.61 | 196.99 | 204.16 | 226.54 | 224.74 | 173.36 | 139.77 | 219.69 | |
| Net Profit | 639.80 | 416.73 | 552.67 | 531.92 | 584.93 | 486 | 494.91 | 587.51 | |
| Gross NPA % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Net NPA % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |