J&KBANK
₹112.06-1.81 (-1.59%)
Quarterly ResultsProfit & LossBalance SheetCash Flow
Key Insights
POSITIVE
- Net Profit increased to ₹584.93 Crore in Q1 2025, indicating strong growth from ₹531.92 Crore in Q4 2024.
- Operating Expenditure management improved, reduced from ₹1005.85 Crore to ₹1087.05 Crore, showcasing operational efficiency.
- Other Income rose significantly to ₹405.83 Crore, providing a better earnings buffer compared to previous quarters.
NEGATIVE
- Company experienced a cash flow shortfall with a 10% decrease this year [Dummy Data]
- Company’s strategic partnerships have yet to generate expected growth. [Dummy Data]
- Company’s EBITDA shrank at a CAGR of -8% over the past 3 years. [Dummy Data]
Quarterly Results Data
| Field | Trend | Jun 23 | Sep 23 | Dec 23 | Mar 24 | Jun 24 | Sep 24 | Dec 24 | Mar 25 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2,657.21 | 2,764.44 | 2,881.20 | 2,910.35 | 2,994.36 | 3,123.66 | 3,209.67 | 3,213.39 | |
| Expenses | 2,359.18 | 2,422.09 | 2,515.54 | 2,473.68 | 2,596.53 | 2,634.96 | 2,703.05 | 2,818.72 | |
| Financing Profit | 298.03 | 342.35 | 365.66 | 436.67 | 397.83 | 488.70 | 506.62 | 394.67 | |
| Other Income | 230.31 | 192.90 | 185.77 | 228.69 | 198.42 | 300.65 | 242.04 | 405.83 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit Before Tax | 451.60 | 545.20 | 560.86 | 830.41 | 613.72 | 756.83 | 758.46 | 809.67 | |
| Tax | 124.93 | 163.56 | 139.07 | 190.61 | 196.99 | 204.16 | 226.54 | 224.74 | |
| Net Profit | 326.67 | 381.64 | 421.79 | 639.80 | 416.73 | 552.67 | 531.92 | 584.93 | |
| Gross NPA % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Net NPA % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |