If you are going to hold this for more than 10 years. Then definitely a good choice.
Also remember in between small caps are the most volatile.
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Definitely yes. You have still 23 years.
But probably you have to increase your investment amount based on your earnings and expenses.
Use some standard online free FIRE calculator.
It will help you.
If your goal is to close or part payment housing loan
Then best option should be to pay that 84 k per year to the loan so that your principal component reduces every year and in turn the loan reduces.
Or write to your bank and increase your monthly emi by that 7000 so that your ...
Nifty 50 Index fund
Very low risk
No MF
No equity
Time 2 to 2.5 years
FD in any bank or NBFC should be the best option I think.
You have an Index, a small cap, a flexi cap and a sectoral which is a good portfolio diversification.
I can't say anything about individual funds though...
Considering your time horizon and risk profile
You can go with Aggressive hybrid funds, momentum funds, Contra funds and small cap funds.
Only these can provide your expected returns in long term.
Remember they are very high risk funds as you wanted so...
Also remember in MF lon...
8 to 10 years is a good time for MF investment.
Only thing is to choose some 4 to 5 good funds and invest continuously.
Portfolio diversification is very important.
Review your portfolio every 2 years and if needed make necessary changes.
If you have knowledge about stocks you ca...
Nifty 50 Index fund
There have always been ups and downs in the equity market. The good MFs and their managers have sustained even the global economic down of 2008 and COVID down of 2020.
They know when and where to park their funds.
So when there is a down definitely there will be up in equity mar...
Please refer to this post and post accordingly so that someone can help you out.
Investment goal
Risk appetite
Investment Horizon
Very very good idea. At 21 you have the idea of investing for future rather than spending lavishly.
To start with investment 5k per month at 21 years is a very good start.
Split your 5k into 5 parts. Invest Each 1000 as follows
1. Nifty 50 Index / Blue Chip fund
2. Aggressive Hy...
Not advisable. You can consult anyone. Invariably all MF advisors will say not to invest in MF by taking personal loan. This is actually the worst of worst idea in investments.
Better invest that loan EMI directly in SIP every month. SIP returns will be equally as good as (Lumpsu...
I would suggest the same
Capital gain taxes are levied only when you sell the funds.
until that no tax irrespective of no. of years staying invested
Since you have said your investment horizon is 12-16 years and assuming you don't require the amount before that, I would suggest 3 funds of 2000 sip each
1. One Large Cap Index or Blue Chip fund to protect market downside
2. One Agressive hybrid fund or flexi cap fund to give yo...
i think you don't need any changes. Continue investing.
First u want to invest in mutual funds or stocks?
In my view Quant Nippon and HDFC are all equally good 👍
As everyone is saying, market is bullish now.
Lumpsum investments are not advisable as some corrections are expected in near future.
But if at all you want to invest definitely then you can break your investment in 12 or 18 parts and invest each part monthly in different funds.
T...