@jigneshrathore that's what I said bro
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Bro you can do SIP index Fund that will give you 12% Yearly. It's safe. And you can do it if you have bank A/C. You just have to deposit your initial saving you have saved till now and have to deposit 1k per month. Trust me Bro it's go I am doing it for 6 years and I have 1 lakh ...
Bro you should continue doing it till your 60 years of age. But Remember nothing is safe everything is risky but you have to go on. Best of luck 👍