As your term is very less, don't go for Equity (as there is no guarantee on the return).
Compare between FD / DEBT fund in your case.
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Pinned by aggressivethinker
• Sep 25 4:57 AM
Hello Folks,
I would like to transfer marketsmojo stock of the week option with m...read more
If you are a DIY investor, then avoid channels like Bank , agent etc.. as they will sell Regular mutual funds which have slightly higher expense ratio than direct mutual funds.
For direct mutual fund, there are so many platform you can use like kuvera, mfcentral, Groww (lot more...
It all depends on how the portfolio is constructed.
Hope the portfolio is created for the long term and you want to get some funds from there.
If you are in loss and the stock does not look fundamentally strong to recover (you can sell that)
In case you decide on MF, then it's ...
To be honest for MF investment which is for longer period > 10 Years, you can consider maximum CAGR (Lumpsum mode) / XIRR (SIP mode) as 12 %. Based on this rate calculate your Future Value and do the required calculation. While calculating Future value don't consider more CAGR as...
NOT A RECOMMENDATION.
As you have longer duration about 10-15 years and you want medium risk, you can diversify your portfolio between 5-6 funds and invest amount within that. You might expect return like 10-15% (NOT GURANTEED, DEPENDS ON MARKET CONDITION)
For Equity
- Large Ca...
I appreciate young investor like you and wishes your successful future.
You're in a great position to start building wealth. With a monthly investment of ₹2,000 and a medium-risk tolerance,
As you are asking in MF community, will give option in SIP (Equity Oriented)
Example...
If I am in this scenario,
- Plan to pre pay a certain percentage of home loan in every financial year (which doesn't eat pre payment charge from my pocket). This will reduce my loan tenure drastically. To accumulate, i would use a debt fund.
- The remaining amount i would like ...
Yes for MF as NRI, TDS will be collected when redeemed on CG.
LTCG (> year period) applied for tax filing.
If your total CG < 1.25 L (based on the new budget), you can claim tax return for the TDS collected.
@hitman047 Even for debt fund is SIP is the recommended route?
What i thought is a debt fund can be used to save fund (even as lamps m) to avoid market volatility and STP from that to required equity MF will do benefit.
• Aug 14 8:01 PM
What will be the best Debt fund that will be used for Lump sum for the STP process? That too should save inflation. ...read more
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