PNB- Stock was in serious downtrend since last 1 year & already much of capital is washed out from 84 levels. So presently only option left is to hold the stock & watchout for breakouts above 31. Retracement back to 84 levels will take quite some time. Any breakout above 31 can take stock to 44-54-63 levels in decent time. One can try to average out above 31 levels & recover loss faster. Avoid any fresh buildups below 31