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• Many public sector banks, including Punjab National Bank, Bank of Baroda, and State Bank of India, have launched festive offers with reduced interest rates on home and car loans.
• PNB's 'Deepawali Dhamaka 2023' offer includes home loans starting at 8.4% and car loans starting at 8.7%, with no processing fees or documentation charges.
• SBI's special festive campaign offers higher concessions on term loan interest rates based on credit bureau score, with up to 65 basis points concession for the highest score customers.