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History of market corrections
1982 - Worst recession in 40 years, debt crisis.
1983 - Market hits record - "Market too high".
1984 - Record U.S. Federal deficits.
1985 - Economic growth slows.
1986 - Dow nears 2000 - "Market too high"
1987 - The Crash -Black Monday.
1988 - Fear o...
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Chandru @Chandru90
Today 2:10 AM

Only people who had survived all these catastrophes are long term investors & scalpers .......
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*How do you know*
*you are rich?*
*Amazing answer*
*by an IIT student.*
*When I was doing my B Tech, there was a Professor who used to teach us ‘Mechanics’.*
*His lectures used to be very interesting since he had an* *interesting way to* *teach and explain*
*the concepts.*
*On...
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Amar Sarkar @amarsarkar
Nov 12 10:24 AM

It's amazing! It' changes all my conviction. Thanks to professor also to you for posting such a great knowledge though we all know it still we are running behind the many. We don't be satisfied what we have. We needs more and more amenities.

nice way to look at life.

Very true
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A
Reputation: 14,048 • Nov 23 6:13 AM
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Manas Dasari @manasdasari
Nov 23 10:27 AM

Cibil score for common citizens , it doesnot matter for vijay malya or nirav mody 😏
Rock @rock-BkCTZOvCD
Nov 24 8:20 AM

Pl
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Financial Investment Rules - A Thread (Should Read)

Rule of 72 (Double Your Money)
Rule of 114 (Triple)
Rule of 144 (Quadruple)
Rule of 70 (Inflation)
4% Withdrawal Rule
100 - Minus Age Rule
10, 5, 3 Rule
50-30-20 Rule
3X Emergency Rule
40℅ EMI Rule
Life Insurance Rule

*Rule ...
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@gyanesh1 see the calculation. I have given example too.

Dear All, Subscribe to my services. Free trial too available.
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#PersonalFinance lesson from Mahabharat-

In Mahabharat, Karna asks Lord Krishna - "My mother left me the moment I was born. Is it my fault I was born an illegitimate child?

I did not get the education from Dhronacharya because I was considered not a Kshatriya.

Parshu-Raam taug...
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Rohith S H @rohithsh
Aug 25 1:34 AM

very true.. Especially the last sentence.."Destiny is not created by the shoes we wear but by the steps we take..."
Prasad @prasad-H1XS5d7gY
Aug 31 4:20 AM

Good
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A great #PersonalFinance lesson i got from this piece.
The only bird that dares to peck an eagle is the ravan. It sits on the eagle's back and bites it's neck. However, the eagle doesn't respond or fight with the ravan. It doesn't spend time or energy with the ravan. It just open...
Personal Finance - 4557370
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Good one
Pal @pal-BJYYKbiXd
Sep 8 4:21 AM

Life lesson 👌🙏
Swati @swati-r1Kn8sWNY
Sep 29 7:51 AM

Nice one 👍👌
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EMI vs SIP
The EMI TRAP
Mr.Financial Advisor : Good morning Sir, Tell me about your plans for buying that 3 bedroom flat.
Mr. Client : My salary is Rs 1,00,000. The total cost of my flat is Rs 75 lakhs. I have planned to pay a down payment ...
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Bakkiyaraj @bakkiyaraj
Sep 30 4:00 AM

Good

Nicely summarised
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S
Reputation: 1,728 • Aug 13 4:24 AM

*Personal Finance Rules *
Rule of 72 (Double Your Money)
Rule of 114 (Triple)
Rule of 144 (Quadruple)
Rule of 70 (Inflation)
4% Withdrawal Rule
100 - Minus Age Rule
10, 5, 3 Rule
50-30-20 Rule
3X Emergency Rule
40℅ EMI Rule
Life Insurance Rule
*Rule of 72*
No. of yrs required to...
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104
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Wahed Ali @wahed
Aug 25 10:18 AM

Thanks for sharing sir
Wahed Ali @wahed
Aug 25 10:18 AM

Keep sharing such post

Than buy your life insurance now. .. Great info
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A
Reputation: 14,048 • Nov 15 3:19 AM
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ARUNKUMAR @arunkumar-S1wy8dzRu
Nov 17 12:37 PM

Yes
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A
Reputation: 14,048 • Nov 9 6:11 AM

Indians and fixed deposits have a long history of love affair.
A child is born: FD kara do
Shaadi ho gayi: FD gift kar do
Bonus mila hai: FD kar do
Save karna hai: FD karo
Most Indians prefer parking their funds in an FD scheme.
(total FD deposits in India are beyond ₹130 l...
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Nicely said
MGD @mgd
Nov 10 12:43 PM

🙏🏻
thetaAddict @thetaaddict
Nov 10 5:17 AM

What about etf investment throw some light on these, psubankbees niftybees bankbees and netfit
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A
Reputation: 14,048 • Nov 21 6:58 AM

How investing ₹1000 more can make a difference of ₹10 lacs?
Let's take an example:
You start investing monthly, the expected annual interest is 12%, for 10 years.
You start with ₹10k a month.
After 20 years:
Invested: ₹24 lacs
Est. returns: ₹67.98 lacs
Total value: ₹91.98 lacs
Or...
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Why value investing works?
A piece on market behavior and why it benefits value investors in long term.
1. All promoters / business owners are value investors by nature. they like to buy low and sell high.
A businessman who can go to china or bangladesh to save INR 2 on a compone...
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A
Reputation: 14,048 • Aug 16 5:23 AM

Yesterday, my little daughter was watching Ramayan.
And I was wondering what financial gyaan can you get from Ramayan?
1️⃣ Never get lured by the golden deer (promise of very high to the moon returns on your investments). You need to draw your ‘Laxman Rekha’ and never take loans ...
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Pal @pal-BJYYKbiXd
Aug 19 1:41 AM

Thank you for sharing your thoughts. Could tell PI Industries and Tata Steel share at current price for investment in short yo medium term 1-2 years?

@pal-BJYYKbiXd , we deal only in long-term investing (5 years +) based on fundamental analysis. Also, I cannot do customised advisory as per SEBI regulations of my license. You can visit www.anupamroongta.com/my-portfolio to know about our portfolio services.
market bhai @tradetime
Aug 19 12:53 PM

Ya always respect your loss too,And think about what caused the loss happened
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A
Reputation: 14,048 • Oct 16 9:35 AM

Rakesh Jhunjhunwala sold Crisil shares worth ₹27 crores in 2005 to buy a house.
Today, the same shared are worth ₹759.4 crores.
Whereas, the house is worth only ₹70 crores.
Growing up, most Indian parents teach their children to buy a house.
During one's lifetime, a house is usua...
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A
Reputation: 2,182 • Jun 6 8:19 AM • 
 Pinned post

*Personal Finance Rules *
Rule of 72 (Double Your Money)
Rule of 114 (Triple)
Rule of 144 (Quadruple)
Rule of 70 (Inflation)
4% Withdrawal Rule
100 - Minus Age Rule
10, 5, 3 Rule
50-30-20 Rule
3X Emergency Rule
40℅ EMI Rule
Life Insurance Rule
*Rule of 72*
No. of yrs required to...
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MECHANIC @mechanic
Jul 19 3:03 AM

bro...please suggest couple of good books related to personal finance

I have a doubt about the 4% withdrawal rule. In India inflation rate is about 6 to 7%. While it be applicable to apply 4% withdrawal rule in India because 4% rule is applicable in US market.

Ok
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A
Reputation: 14,048 • Aug 19 7:25 AM

I didn't go to IIT.
I don't have an MBA in Finance.
Infact, I started with a salary of Rs.17,500 a month.
Forget wealth, this salary can't even make you rich.
Patience and Compounding - if you understand these two things, your financial life will be sorted.
That's what I learned ...
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ASHWINI @ashwini-rySOEYLtO
Aug 20 9:40 AM

Fear of losing

You are absolutely right. For many persons the fear of losing is higher than the joy of winning.
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Please note one important aspect of the RIGHTS OF A MARRIED WOMAN.
Man of the Family take Term Plan (i.e. Life Insurance) in their name and keep his Wife as Nominee so that in case of any unforeseen event wife & children do not suffer financial distress.
Howev...
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Indraja Salunkhe @indraja
May 26 10:38 AM

Thanks for sharing such info.
Yograj @yograj-BynhR37rv
May 28 8:52 AM

Please suggest best term plan
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D
Reputation: 1,212 • Oct 15 6:22 AM
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H
Reputation: 1,426 • Nov 14 1:48 AM

I read somewhere if you have 2 children treat equity as your 3rd. Invest an equal amount on equity and after 2 decades you won't have to depend on your first 2 children, your investment in equity will take care of you.
When I was 20 years old I thought why to wait till I get marr...
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1) Fixed Deposits in India: 140 Lakh Cr
2) Investment in Mutual funds: 30 Lakh Cr
4) Out of that Equity exposure: only 10 Lakh Cr
3) Market cap of Largest listed company: 16 lakh Cr (RIL)
With a rise in financial awareness, these nos. are bound to change in the upcoming decade.
...
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Find answers to all your questions on live Personal Finance message board: Is Personal Finance buy or sell? Should I buy Personal Finance shares? Why are Personal Finance shares falling? Should I invest in Personal Finance stock?

Personal Finance 

Share and discuss strategies for tax planning, retirement planning, insurance, home loans, savings, budgeting, and or anything that helps everyone here to get to financial freedom!
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