#Seize the bear: Low risk investing
To those, who have not yet started investing or is willing to tweak their investment portfolio, this post provides a clear strategy for investment to seize the opportunities in this bearish market.
Invest 90% in Nifty/Sensex index mutual funds for a long term ideally 7 plus years. Nifty/sensex is down by significant points and is estimated to go further down. Plan your investment strategies accordingly. 10% can be invested in safe assets like gold ETFs or upcomming Sovereign Gold bond issue by RBI.
Selection filters for index mutual fund:
Research the mf with the least expense ratio while also eyeing for the least tracking error. Invest in direct funds as opposed to regular ones from distributors. Use apps like Indmoney, etmoney, etc.