#PNB π¦ gives guidance ππ¦ Loan growthπ― 6% to 8% in Q4FY22π― 8% to 10% in FY23π¦ Credit cost at 1.5%π¦ Asset Quality by March 2022π― GNPA at 12%;π― NNPA at sub 4%π¦ NIMs at 2.75%