Do you know that an average Indian can gift himself a new Apple iPhone 12 Pro (128GB) in just 4 months?
Sounds too good to be true right?
Here are some calculations:
The average hourly wage (pay per hour) in India is ₹180.
115100 (iPhone Price)
÷ 180 (per hour pay)
= 639.4 (approx 640 hours)
So one has to work 640 hours to earn ₹1,15,100 (iPhone price)
Is it worth spending 640 hours of your life for a phone?
Is it worth spending 60 hours of your life for a watch?
Is it worth spending 30 hours for a wallet?
Or maybe the car you want to buy, it's not ₹10L, it's more than 5,000 hours of your life.
Don't just budget money, budget your life and time.
Change your perspective, change the way you look at your expenses.
Look around you - "how much time have you invested to buy those luxury items?"