I am financially free now.
There are 'n' reasons why people aren't financially independent till their death bed.
How do you create a financial plan?
1. Create a list of things to plan for - emergency funds, retirement corpus, insurance, etc.
2. Pay off every debt.
3. Create a plan to invest - put your money to work so that you can have more money.
4. Get a insurance as a backup (choose wisely)
5. Understand taxes clearly, plan for it.
6. Keep reviewing your plan.
It's your life, no one else's going to create a plan for you.
I can't emphasize on the fact that having financial knowledge is really important.
Planning ahead for the life you desire is 100% worth it.
Do you agree with me?