XTRAS: Till 2018, IDBI Bank employees were paid higher salaries than their counterparts in other public sector banks due to its past structure of term lending institution.

IDBI Bank Ltd. is an Indian pvt sector bank and a subsidiary of LIC. It provides array of services that contributed towards balanced geographical spread of industries, development of identified backward areas. The Bank’s very business philosophy is characterised by the commitment to provide relevant financial solutions, ensure maximum customer convenience through easy access to branches and ATMs as well as digital offerings.

Financial Highlights
• Major highlight includes Net performing assets (NPA) getting significantly reduced over the years.
• Decline in asset and revenue are worrying trend.
• Profit after tax which took a deep dive due to Covid 19 has come back in positive zone.
• Earnings per share too has seen a positive figure after quite long confidence of investors will be restored.

Cash Flow Analysis
• In the financial year 2021, we can see company was able to generate cash through operating activities which wasn't the case in past 2 years.
• Cash flow through investing activities has seen a dip and went to negative figure indicating less expansionary activities.
• Net change in cash has remain positive over the years showing company was able to generate cash, though pandemic has hit the numbers on the lower side.